Last Updated: Jan 24th, 2024
1. BINDING AGREEMENT
This is a binding agreement. By using the Internet site located at https://financefirstaid.com (the “Site” or “Service”) or any services provided in connection with the Site, you agree to abide by these Terms of Use, as they may be amended by Finance First Aid from time to time. Finance First Aid will post a notice on the Site any time these Terms of Use have been changed or otherwise updated.
2. PRIVACY POLICY
Finance First Aid respects your privacy and permits you to control the treatment of your personal information. A complete statement of Finance First Aid’s current privacy policy can be found in our Privacy Policy.
3. GOVERNING LAW
These Terms shall be construed in accordance with and governed by the laws of the United States and the State of Ohio, without reference to their rules regarding conflicts of law. You hereby irrevocably consent to the exclusive jurisdiction of the state or federal courts in Columbus, Ohio in all disputes arising out of or related to the use of the site.
4. AGE
The site is intended only for users aged 18 or older. Individuals under the age of 18 are strictly prohibited from using the site, and the accounts for any such person shall be terminated upon discovery.
5. USE OF SOFTWARE
Finance First Aid may make certain software available to you from the Site. If you download software from the Site, the software, including all files and images contained in or generated by the software, and accompanying data (collectively, “Software”) are deemed to be licensed to you by Finance First Aid, for your personal, non-commercial, home use only.
6. USER CONTENT
You grant Finance First Aid a license to use the materials you post to the Site or Service. By posting, downloading, displaying, performing, transmitting, or otherwise distributing information or other content (“User Content”) to the Site or Service, you are granting Finance First Aid a license to use User Content in connection with the operation of the Internet business of Finance First Aid, including without limitation, a right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat User Content.
7. COMPLIANCE WITH INTELLECTUAL PROPERTY LAWS
When accessing the Site or using the Service, you agree to obey the law and to respect the intellectual property rights of others. Your use of the Service and the Site is at all times governed by and subject to laws regarding copyright ownership and use of intellectual property.
8. INAPPROPRIATE CONTENT
You shall not make available any Content that is libelous, defamatory, obscene, pornographic, abusive, or threatening; advocates or encourages conduct that could constitute a criminal offense; advertises or otherwise solicits funds or is a solicitation for goods or services. Finance First Aid reserves the right to terminate your receipt, transmission, or other distribution of any such material using the Service.
9. COPYRIGHT INFRINGEMENT
Finance First Aid has in place certain legally mandated procedures regarding allegations of copyright infringement occurring on the Site or with the Service.
10. ALLEGED VIOLATIONS
Finance First Aid reserves the right to terminate your use of the Service and/or the Site. To ensure that Finance First Aid provides a high-quality experience for you and for other users of the Site and the Service, you agree that Finance First Aid or its representatives may access your account and records on a case-by-case basis to investigate complaints or allegations of abuse, infringement of third-party rights, or other unauthorized uses of the Site or the Service.
11. NO WARRANTIES
Finance First Aid hereby disclaims all warranties. Finance First Aid is making the Site available “as is” without warranty of any kind. You assume the risk of any and all damage or loss from use of, or inability to use, the Site or the Service.
12. LIMITED LIABILITY
Finance First Aid’s liability to you is limited. In no event shall Finance First Aid be liable for damages of any kind arising out of or in connection with your use of the Site or any other materials or services provided to you by Finance First Aid.
13. AFFILIATED SITES
Finance First Aid has no control over, and no liability for, any third-party websites or materials. Finance First Aid makes no guarantees about the accuracy, currency, content, or quality of the information provided by such sites.
14. PROHIBITED USES
Finance First Aid imposes certain restrictions on your permissible use of the Site and the Service. You are prohibited from violating or attempting to violate any security features of the Site or Service.
15. INDEMNITY
You agree to indemnify Finance First Aid for certain of your acts and omissions. You agree to indemnify, defend, and hold harmless Finance First Aid from any and all third-party claims, losses, liability, damages, and/or costs arising from your access to or use of the Site.
16. COPYRIGHT
All contents of the Site are © 2024 Finance First Aid. All rights reserved.
17. SEVERABILITY; WAIVER
If, for whatever reason, a court of competent jurisdiction finds any term or condition in these Terms of Use to be unenforceable, all other terms and conditions will remain unaffected and in full force and effect.
18. NO LICENSE
Nothing contained on the Site should be understood as granting you a license to use any of the trademarks, service marks, or logos owned by Finance First Aid or by any third party.
19. AMENDMENTS
Finance First Aid reserves the right to amend these Terms. If Finance First Aid seeks to make such an amendment and considers the amendment to be material in nature, it shall publish a notice on the home page of the Site.